A—60 Tools
Free financial tools
Three tools you can use today. Use these whether or not we ever work together — no email address, no sign-up and no form. They won't tell you what to buy. They'll tell you what you're looking at, which is usually the harder part.
Walkthrough video · coming soon
Personal monthly budget
Projected against actual, category by category — housing, transportation, insurance, food, entertainment, savings. Balances and differences calculate themselves. Start here if you have never seen a full month of your own spending in one place.
Walkthrough video · coming soon
Race to retirement
Income, monthly expenses, liabilities and assets on a single page. It calculates your monthly surplus and your net worth, and it makes the order of operations obvious: clear the high-interest debt, then build assets. Six steps, one sheet.
Walkthrough video · coming soon
Personal records organizer
A master index of your personal and financial affairs: key contacts, will and powers of attorney, accounts, policies, investments, property, digital assets and where each document physically lives. Most families only discover this is missing at the worst possible time. Published by Canada Life.
A—61 Wealth Architecture Self-Check
Where are you in your wealth journey?
Take the 5-minute Wealth Architecture Self-Check.
Ten prompts, scored across all five stages of The Wealth Architect System. Your result appears on this page immediately — no email address required.
01. I know, within a couple of hundred dollars, what I spend in a typical month.
02. I could cover three months of essential expenses without borrowing or selling investments.
03. I can say what each of my accounts is specifically for — not just what it is called.
04. There is a written plan I could hand to my partner and they would understand it.
05. My investments are matched to when I will actually need the money.
06. I know roughly what I pay in investment costs each year.
07. If my income stopped for six months, my household would be financially fine.
08. I have reviewed my insurance coverage within the last three years.
09. I know who is named as beneficiary on every account and policy I hold.
10. I have a will, and it still reflects my current situation.
Your readout
Cash flow, reserves, income protection and debt.
A written blueprint and a purpose for every dollar.
Intentional, diversified investing matched to your timeline.
Coverage sized to real obligations, reviewed as life changes.
Beneficiaries, estate documents and using wealth on purpose.
Work upward from the lowest stage with gaps. A stage further up rarely holds if the one below it is unfinished. This readout is an educational prompt for conversation, not a financial recommendation or an assessment of your circumstances.
Talk through the gaps →Want a copy of your results and recommended next steps?
Entirely optional. Your readout above is already complete, and nothing here is required to see or use it.
Note on these tools
These tools are general educational resources. They do not account for your circumstances and are not financial, tax, insurance or legal advice. The personal records organizer is published by Canada Life and is provided here for convenience; it remains subject to its publisher's own terms.